Contemporary waterfront residence beside calm turquoise water in the Florida Keys

Florida Keys Metro Detroit

Luxury is a level of care.

Trusted counsel for significant real estate decisions, delivered with discretion, candor and direct personal attention.

Direct access

One trusted advisor, from the first private conversation through closing.

15+ yearsReal estate experience
FL + MITwo-market representation
4.9 · 52 reviewsPast buyers & sellers on Zillow
ABR · RSPS · CLHMSAdvanced professional designations
Relationship first, always

Clear thinking for consequential real estate decisions.

The right advisor makes a complex move feel considered, controlled and personal. Andrée pairs rigorous preparation with candid advice and quiet execution—whether you are acquiring a waterfront estate, selling a distinctive home or evaluating an investment.

Two places, deeply understood

Choose your market.

Local fluency matters. So does an advisor who knows how to connect property, lifestyle and long-term value.

Islamorada · Upper Keys

Florida Keys

Waterfront homes, island investments, vacation-rental opportunities and property decisions shaped by shoreline, zoning and local knowledge.Discuss a Keys property

Birmingham · Bloomfield Hills

Metro Detroit

Established neighborhoods, distinctive homes and thoughtful representation for buyers and sellers across Oakland County’s premier communities.Discuss a Michigan move

Florida Keys property briefing

What matters now in Monroe County real estate.

A selective look at the market, insurance and land-use developments that can materially affect a Keys property decision.

Curated by Andrée · Updated September 16, 2026
Insurance

Citizens policies declined 33% in Monroe County.

More policies are shifting to private insurers. The change may broaden options, but assumed policies can carry different renewal pricing and coverage terms—making an early insurance review essential before an offer.

Read the insurance update
Land use

Islamorada’s remaining 2026 allocations exclude market-rate housing.

The Village lists Q3 and Q4 allocations for affordable housing and nonresidential uses only. For vacant land and redevelopment, BPAS status and existing development rights remain central to value.

Review the BPAS schedule

Market information is a snapshot from the cited sources and is not an appraisal, insurance quotation, legal opinion or guarantee of future conditions.

Advice tailored to the decision

Deeply prepared.
Personally delivered.

1

Acquisition advisory

Clear-eyed guidance through property selection, due diligence, valuation and negotiation—without pressure or performance.

2

Sale strategy

A disciplined pricing, presentation and negotiation strategy designed to protect your position and preserve confidentiality.

3

Investment & waterfront

Careful attention to the details that change value: zoning, docks, rental use, flood considerations, income and long-term optionality.

The private-client standard

Real estate can be complicated. Working with your agent shouldn’t be.

1

Direct access

You work with Andrée—not a handoff, a team inbox or a rotating cast of assistants.

2

Candid counsel

You hear the useful truth, including when the right advice is to wait, renegotiate or walk away.

3

Quiet execution

Details are anticipated, communication stays measured and your business remains your business.

$5.75M

Selected transaction · Islamorada

A complex waterfront acquisition, handled as one clear strategy.

Buyer representation for a two-parcel bayfront and commercial purchase—coordinating due diligence, land-use considerations, title, timing and simultaneous closings with a calm hand from offer to close.

WaterfrontCommercialCash purchaseDue diligence
Andrée Riley, luxury and waterfront real estate advisor

Meet your advisor

Experience that anticipates. Guidance that feels personal.

Andrée Riley is a Florida Keys and Metro Detroit real estate professional with more than 15 years of experience. Her B.A. in Psychology and background in high-touch sales shape an advisory style that is observant, strategic and distinctly human.

Clients work directly with Andrée—from the first conversation to the final signature. The advice is candid. The details are watched. The relationship comes first.

Islamorada, Florida
Birmingham, Michigan
Luxury & waterfront specialist

A private conversation, whenever you’re ready

Let’s talk about what matters to you.

No sales pitch. No obligation. Just a confidential first conversation about your property, priorities and timing.

Florida brokerageLoKation Real Estate – Tavernier South

Sales Associate · 90290 Overseas Highway, Suite 102 · Tavernier, FL 33070

Michigan brokerageNational Realty Centers of Birmingham

Associate Broker · 110 Willits St, Birmingham, MI 48009 · 248.724.1234